New Full and Immediate Death Benefit
This product provides a FULL AND IMMEDIATE DEATH BENEFIT for many cases that are currently being declined due to health problems. If you had a decline in the past year due to Cancer, Heart, Diabetes, Stroke, Multiple Sclerosis, Lupus, Parkinsons, Drug & Alcohol Abuse, COPD, or Cirrhosis you need this product. MULTIPLE IMPAIRMENTS DOES NOT DISQUALIFY. Many other health issues can also be covered, and there are NO OCCUPATION, FOREIGN TRAVEL or HAZARDOUS SPORTS & HOBBIES questions and does not ask if client has previously been declined or rated. We can take ALL occupations including Missionariesgoing to Iraq or Africa.
- Most people with CANCER will be approved if they have not been diagnosed or treated within 12 months and it was not a recurrence. (Routine doctor visit DOES NOT qualify as treatment)
- Most people with HEART CONDITIONS will be approved if they have not been diagnosed or treated within 24 months (Routine cardiology visit DOES NOT qualify as treatment)
- Most people with DIABETES will be approved if there are no complications and insulin began after age 40
- There are no questions on the application that asks about LUPUS, MS, PARKINSONS, SLEEP APNEA, EPILEPSY, or CROHNS
- NO EXAMS, NO BLOOD, NO APS
- GUARANTEED LEVEL PREMIUM WHOLE LIFE POLICY
- MAXIMUM ISSUE IS $75,000 BETWEEN AGES 40-75
- Other amounts for ages 0-39 and 76-85
- COMPANY IS RATED "A-" EXCELLENT WITH BEST
- PRESCRIPTION DRUG USE FOR MAINTENANCE OF HEALTH DOES NOT DISQUALIFY
- APPROVAL IS GIVEN INSTANTLY OVER THE PHONE FOLLOWING TELEPHONE INTERVIEW
- APPROVED IN ALL STATES EXCEPT NY, MA, MT, WA
- IMAGINE BEING ABLE TO INSURE A CLIENT WHO FINISHED TREATMENT FOR CANCER ONLY 12 MONTHS AGO
- IMAGINE BEING ABLE TO INSURE A CLIENT WHO HAD A HEART ATTACK (over 24 months ago) ANDALSO HAS INSULIN DEPENDENT DIABETES (began taking insulin over age 40) with an immediate death benefit
- IMAGINE BEING ABLE TO INSURE A CLIENT WHO HAS CIRRHOSIS OF THE LIVER (no treatment meds or diagnosis within 24 months)
Contact Us
- 1-866-759-0886
Do you sell IUL?
Keep Up to Date with Our
E-Blast
Order an Exam
Order with any of these preferred providers, or let us order it for you!- Portamedic
- EMSI
- ExamOne
- APPS
Click here for more Information
Trial Application
Authorization to Obtain and Disclose Information DownloadTrial App
