New Term with TWO built in Waivers

Categories: Carrier News
      Date: Apr 19, 2012
     Title: New Term with TWO built in Waivers

With coverage that lasts to age 65—and built-in waivers of premium for unemployment and disability—PruTerm WorkLife 65, from Prudential, gives your clients affordable protection that lasts through their working years.

Your clients can now purchase this innovative term product that offers a unique blend of features and benefits unmatched by any product offered by other leading carriers.

What makes WorkLife 65 so new and exciting?

No other major carrier offers the same blend of product benefits, features, and up to 40 years of coverage (30 years in Washington State)!

It provides a built-in benefit that waives premium payments if:

Your client becomes disabled. Policy premiums will be waived until the insured recovers or turns 65, whichever happens first. Your client becomes unemployed.
If the insured becomes unemployed after the first contract anniversary, but before age 65, Prudential will waive one continuous year of premiums.

The insured must remain unemployed for 60 days, receive state unemployment benefits and have been continuously employed for a full year preceding the date unemployment began.

The unemployment feature may only be used once. It can help broaden sales markets by leveraging WorkLife 65 and tapping into the younger markets!

Pru WorkLife 65 At-a-Glance

Pru WorkLife 65 Agent Brochure

Pru Benefits of Selling WorkLife 65

Pru WorkLife Presentation